Eye Care You Trust

Dr. Michael D. Tinkelman, Optometrist

Our office currently can provide for the following insurances:

Medical: this office handles most medical insurance, like

· Capital Blue Cross

· Geisinger

· Health America

· Highmark Blue Shield

             and many others. Call us to check!

A note about HMO’s and referrals. If your insurance is a “Health Maintenance Organization” (it says “HMO” on your insurance card) you need to call your primary care physician and ask for a “referral” prior to coming in for your appointment. If you do not ask for a referral, it is likely your insurance will not pay for the visit. The process is easy, just a phone call

Insurance

Medical insurance is for medical problems like “pink eye”, a foreign body, evaluation and monitoring of a patient with diabetes, elevated eye pressure or cataract, to name just a few. This is your health insurance. It is used when necessary, unlike vision plans, that are used as limited by the plan.

Vision insurance is for well eye examination and prescription of eye wear (glasses or contact lenses) or refractive surgery. This is usually a separate insurance or ‘rider’ and excludes medically related services

In general, you can’t use both types of insurance on the same day.

You may be covered by one or both types of insurance:

Vision

· NCAS

· Geisinger Health Plan

· some Highmark and Blue Cross plans

By special arrangement, we are a limited provider for Penn State NVA, and collect the yearly benefit directly for the patient.

For those plans we do not participate in, we often can complete the necessary paperwork for you.